Help Is On The Way?

Congress finally passed some credit card legislation. Some people are rejoicing while some credit card company executives are nervous because they may see some of their profitable strategies becoming illegal now. The intent is great, but if you are to eliminate your credit card debt, don't expect your Congressman or Congresswoman to come to your home, pat you on the shoulder and console you about credit card debt.

You have to take action yourself!

One of the best ways to eradicate your credit card debt is to simply not use credit cards any more. There may be an emergency when you need to have one (like a flat tire on a holiday weekend), but living within your means is a tough, but achievable goal. I now have gone 15 months without using a credit card. Mind you, it wasn't at first because I didn't want to, it was because I could no longer keep up the monthly minimums and the late fees and high interest rates that followed buried me even further.

My lifestyle had to change. I was not going out and buying expensive flat screen television, home theater systems and the like: it was with small purchases that added up to big dollars. If you are to free up any money it takes discipline and determination. Make a budget that you can live with. Find things that you can do for less money (or better yet, free) look for savings everywhere that you can and use that money to first free yourself from credit card debt.

I have just finished writing an eBook called "Never Surrender" about how to eliminate your credit card debt that will be available soon. Check here for more details. For ideas on how to make money, check out my website.

Free Up That Money

If you have been following one of my other blogs, moneyformylife, you would know that a challenge was issued almost a week ago. Somebody had asked "how can I free up some money to help pay down my credit card debt?" and I issued a challenge to not grocery shop for the next week except for the perishables like milk, bread, and eggs (if you needed any). My monthly budget for grocery shopping is $250 a month or $8.33 a day. So far, on my sixth day, I have worked on cleaning out the pantry and haven't needed groceries.

I have saved $50.00 so far. That is $50.00 that I can use to pay down one of my remaining credit cards. I chose food because everybody eats (sounds much like a children's book, if I may say so myself). You can always find coupons at coolsavings.com or even money-saving ideas at dolans.com. Please come back soon as I will begin posting some credit card sites that can assist you in finding the lowest rate possible.

If you find yourself deep in credit card debt, please visit my website.

Here's to eliminating your credit card debt and having a great life!

Credit Card Debt No More

There is a plague that is infecting our live, and that is the disease of dependence on credit cards. Many people struggle with their credit card debt and are desperate to find an easy solution to their affliction. Here you can find links and resources to help you eliminate your credit card debt. You can always go here and find some ways to earn more money to use to pay off your credit cardsl Or you could visit another blog of mine moneyformylife. Or, you could read my profile and see other blogs that I am following.

The important thing is that you take action. Doing nothing will gain you nothing and is a sure-fire way to ensure that the credit card companies will make money by taking complete advantage of your lack of financial kn owledge. Stick around, and you will find the help you need.